The Federal Reserve Bank was formed in secrecy by a group of powerful and influential banking leaders, including J.P. Morgan, John D. Rockefeller, and Paul Warburg, at the now-infamous Jekyll Island meeting in 1910. These elite members of society came together under the guise of a duck hunting trip to discuss the creation of a centralized banking system that would ultimately give them unprecedented control over the country's monetary policy and financial system. The plan hatched during this clandestine gathering laid the foundation for what would become the Federal Reserve Act of 1913. This secretive formation allowed these wealthy individuals to maintain their grip on power behind closed doors without public scrutiny or input, solidifying their dominance in shaping America's economic landscape for generations to come.